Pay It Forward
Every swipe.
Every tap.
Gives back.
Enterprise-grade processing with community giving built into the rails, a share of every transaction funds local non-profits, at no added cost to businesses or customers.
Build business. Build community. Improve the world.
The giving engine
What if going shopping couldget a veteran back into society?
What if an oil change couldguarantee a child a loving home?
What if your morning coffee couldsave a life?
It can.
A shopping tripA veteran, supported
Community giving
Turning everyday volume into lasting good.
The more you process, the more your community receives. Choose a specific local non-profit to support, or join a rotating pool that backs a new local cause each month.
Ordinary transaction volume becomes a meaningful, recurring source of local funding.
100%
of giving funded from existing fees
Not a surcharge to you or your customers
$0
cost added to the merchant or customer
Your effective rate stays competitive
24/7
giving, every time you transact
No campaigns, no manual effort
100%
local, funds stay in your community
Vetted non-profits near you
The difference
Same rate. Same hardware.A return your processor can't match.
Every business already pays to accept cards. Most of that money disappears into the processing chain. Pay It Forward redirects a portion of the fees you're already paying back into the communities you operate in, automatically, transparently, and without raising your costs by a cent.
No cost to you or your customers
Giving is funded from the existing fee structure, not a surcharge, not a markup, not a line item passed to your customers.
Local impact
Funds go to non-profits in the communities where your transactions happen, so your business becomes a visible force for good close to home.
Recognition where it counts
The non-profits you fund learn which local businesses made their support possible, so your giving builds real goodwill and visibility in the community.
In the community
Real businesses. Real causes.Real momentum.
Veteran support
An auto shop that gives back with every repair
A local automotive shop turned routine card payments into steady support for veteran causes, a story their customers now share for them.
Women-owned business
Raising awareness with every sale
A women-owned retailer used Pay It Forward to channel a portion of each sale toward causes close to their mission, deepening loyalty along the way.
Better margins
Lower processing, higher purpose
A growing merchant cut their effective cost of acceptance and started funding local non-profits in the same move, without changing their prices.
Not just a promise, a track record. Every check below was presented to a local non-profit, funded by everyday card payments.
Latest update
Straight from our community.
How it works
Giving, engineered into the rails.
01
Your customer pays
A card is tapped, dipped, or keyed, whether in store, online, or on the go. Settlement is fast and reliable, exactly as you'd expect from any premium processor.
02
We reclaim from the fee
Instead of the full processing margin staying inside the industry, a defined share is set aside from the fees already built into the transaction.
03
The community is funded
That share flows out to vetted local non-profits, turning ordinary sales into ongoing community support.
04
Your community sees it
The non-profits you fund know which local businesses made it possible, turning your everyday processing into real goodwill where you operate.
Flexible programs
Processing built around your business model.
Whatever your margins and customer base demand, there's a program that fits, and the giving is built into all of them.
Simple & predictable
Flat Rate
One clear rate across card types. Easy to forecast, easy to reconcile, ideal for businesses that want zero guesswork on their statements.
One rate, every card type
Near-zero acceptance cost
Dual Pricing / Cash Discount
Show a cash price and a card price up front. Customers choose, your pricing stays honest, and your cost of acceptance can drop close to nothing.
Customers choose how to pay
Most cost-effective
Interchange Plus
The true cost of each transaction plus one transparent markup, nothing hidden. Typically the lowest effective cost for established merchants, with pricing you can verify line by line.
Verify every line item
Compliant & lower-cost
Surcharge
A fully compliant surcharge applied to credit only; debit is never touched. Registered with the card brands with the required signage in place, so you stay on the right side of the rules.
Debit is never surcharged
$0
Added cost to you
Funded from existing fees
100%
Stays local
Vetted non-profits near you
$0
To cancel, ever
No long-term contracts
Questions
What clients ask first.
Does the giving raise my processing costs?
No. The contribution is funded from the fee structure that already exists on every card transaction. It is not a surcharge to you and not a markup passed to your customers. In fact, we almost always lower a merchant's total processing cost.
Where does the money actually go?
Out to vetted local non-profits in the communities where your transactions happen, so the support stays close to home and the organizations you fund know it came from local businesses like yours.
Is the technology enterprise-ready?
Yes. Whether you do four figures a year or seven figures a month, the platform scales to fit, supporting high transaction volumes, multiple locations, in-person and online payments, and the infrastructure larger organizations need, with white-glove installation and ongoing support.
How hard is it to switch?
Minimal effort on your side. We start with a free analysis of your current statements, then handle installation and configuration end to end. With no cancellation fees, there's no long-term risk in trying us.
What does it cost to leave?
Nothing. We don't use long-term contracts or cancellation penalties. We aim to earn your business every single month.
Let's talkMake every
Make every
transaction count.
Whether you process thousands of payments a month or millions, the move is the same: a free analysis, a clear comparison, and a transition we handle for you.
Get a free analysisor call 940-456-5176